Become a Member

Find your Finencial solutions

Get in Touch
Become a Member

Find your Finencial solutions

Get in Touch
Become a Member

Find your Finencial solutions

Get in Touch

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8+ years of experience

Divya Jyoti Co- Operative (U) Thrift & Creadit Society Ltd

Established in 2015, Divya Jyoti Co-operative Urban Thrift & Credit Society Ltd. has been providing timely financial assistance to its members at reasonable rates of interest. We are among the best loan giving society in Delhi NCR, India that gives loans at affordable rate of interest. The major goal of the Society is to encourage members to save money and to grant loans to them for useful purposes with the ultimate aim of raising the living standard of the members.

1000+ Members

Here at Divya Jyoti, we are assisting more than 1000+ members. The goal of our society's road map is to achieve economic equality in the community by providing some financial help. Our employees have years of expertise who are committed to working to ensure that our consumers are satisfied with our services

1000+ Members have Joined

Our Services

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happy Members

What Members Says About Us

Author

I have been associated with Divya Jyoti Co-operative Urban Thrift & Credit Society Ltd. since 2 years and they provide many great facilities. Thanks to Divya Jyoti for making my dream business successful. Got a business loan to start my own company.

Deeksha

School Teacher
Author

Applied for a personal loan for about 2 lakhs from Divya Jyoti. The application process was easy and hassle-free, the best feature was the flexible repayment option. Helped me a lot in planning my EMIs from time to time.

Gaurav

School Teacher
Author

The procedure of getting a four-wheeler loan was very easy. Divya Jyoti's team helped me throughout the process which helped me in getting my dream car.

Harsha

School Teacher
Author

While starting my online side business, I required some funds so that it won't cost my current saving. Getting a personal loan was very convenient from Divya Jyoti which helped me get the raw materials required for business and gave a positive start to my career.

Sushant

School Teacher
Question And Answer

Get easily answer your question

The Society uses the funds in lending to the members and investments as per the Co-operatives society Act/Rules/By-Laws. Society's lending is in the shape of small loans for business or personal use.

The government of India has framed the laws/rules to ensure the security and safety of deposits and Credit Co-Operative Society strictly abides by the rules and regulations framed by Central Government under the Multi-State Co-operative Societies Act, 2002.

In a credit Co-operative society, you can do all finance-related work. You can accept deposits from members and give loans to members at a particular interest rate.

Credit societies operate based on an association between different individuals that promote specific social and economic interests.

Salaried individuals and salaried professionals who have been employed for the past three years.

Self-employed persons and professionals who have been running profitable businesses for at least 2 consecutive years prior to applying for the loan.