Loans

Documents required along with the form

Income proof:Salary slip/ ITR copy (it is mandatory to attach all the documents of the loan applicant and 3 guarantors along with the form)

Residence proof: Photocopy of electricity/ water bill (If tenant then, it is mandatory to submit rent agreement and electricity bill) (adhar card and pan card is mandatory)

Permanent residence proof

Office Address and job proof

(3) security cheque with signature

(2) colour photos

It is mandatory for guarantors to come along with loan taker at the office

It is mandatory for the guarantors to keep minimum of Rs.5000/- in their account

Note:

Form should be completely filled without any cutting/mistake and without the use of fluid

Guarantors should not be from immediate family/same family

You are requested to fill in correct and true information in the form. If any information is found false then, Divya Jyoti reserves the right to cancel the form

If guarantor or loan taker is tenant, then among 3 guarantors, atleast one guarantor should be landlord or should be government servant

After completion of membership for 6 months, form will get published